New Zealand has a deep history and great affiliation with the motor industry. This love affair began with those growing up in rural New Zealand learning to drive at an early age, and continues with the tradition of summer road trips with families and friends. In New Zealand owning a car comes with a large set of advantages. A car gives you the freedom to travel longer distances comfortably with improved privacy, particularly because of the distances between cities and the fairly limited public transport options.
Although there are several car manufacturers and models which offer their own unique features, cars do not come cheap. You might be required to purchase a car for your personal travel needs in Porirua, Kapiti or Wellington, but if you do not have enough money, you would have to approach a bank for a loan. A bad credit rating would then be one of your biggest obstacles in getting a car loan approved.